Homebuyer Programs

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Avondale First-Time Homebuyer Program

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The City of Avondale currently operates one program to assist qualified households with the purchase of their first home in the City.  In order to participate, households must be first-time buyers and meet certain income requirements provided by the US Department of Housing and Urban Development.

The City may provide up to $30,000 in downpayment, closing cost and/or principal reduction assistance in the form of a non-interest bearing deferred, forgivable loan.  The City will secure this loan with a Deed of Trust, Promissory Note and/or other approved lien instrument.  The loan will become payable in full if the buyer sells or moves from the property within a certain period of time or does not maintain the property.  If at the end of this period the buyer has complied with all requirements, the City will forgive the loan in full and release its lien.

Total amount of assistance will be based on need, and the buyer will be required to obtain and maintain a first mortgage, attend an 8-Hour Homebuyer Class, as well as other requirements.

The City has partnered with Trellis, a local housing and community development non-profit, to administer the program.
To obtain more information, or to apply, please contact Trellis at 623.932.3565.

**In addition to the Avondale First-Time Homebuyer Program, the City is aware of one other program run by an outside agency that may assist in the purchase of a home.


Home in 5 Advantage Program

Operated jointly by the Maricopa County and City of Phoenix Industrial Development Authorities (IDAs), this program provides grants to eligible buyers who use approved lenders to purchase a home in Maricopa County.  Income, purchase price limits and other requirements apply.  Military personnel, first responders and teachers may be eligible for additional benefits.  For more information, please contact the Maricopa County IDA at 602.506.7294 or the Phoenix IDA at 602.534.9655.

 

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